четверг, 19 ноября 2015 г.

Most Popular Personal Finance Tips of 2014

Most Popular Personal Finance Tips of 2014

Money: If you need it, you don't have it. If you have it, you need more of it. Or maybe that's something else. In any case, everyone needs help managing, saving, and investing their money. Here are the best tips we had this year for keeping your financial house in order.


If you're looking for a deal on airfare, common wisdom is to book early and be flexible with your dates. While flexibility is good, the advance part may cost you money. Peter Greenberg, CBS News' travel editor, shared some of his tips to save money and avoid costly mistakes when booking airfare.


Not everything is best bought at Costco. Consumer Reports curated the best and worst buys at Costco based on cost comparisons and product reviews of their house brand, Kirkland.


There are tons of ways to make money online, in your spare time and maybe with very little effort. From freelancing to flipping sites, this infographic covers the major resources that can help you put more money in your bank account.


For those willing to pay the membership fee, Costco is a great place to buy in bulk and access a number of services. However, If you don't want to pony up the cash, Wise Bread suggests plenty of things you can take advantage of without a card.



There's a new way for thieves to steal your ATM PIN code or find out which numbers you pressed on many keypads (like number door locks): All they need is an iPhone case that shows infrared. You can prevent it with a simple trick, though.


We love Amazon for its convenience, variety, and prices. We also love tricks and tips that help us save money and reap more benefits when shopping the mega online store. Here are ten of our favorite Amazon tricks.


Food tends to be one of our biggest budget items, but even with a limited income you can still eat well. Software developer (and avid runner) Erik August Johnson is sharing his $35 a week food experiment to show us how to frugally shop and eat.


Managing your money and budgeting can be a daunting task, even if you're a spreadsheet ninja. Corralling accounts, watching your money move, and keeping track of everything can be tough, but there are personal finance tools that make the job much easier. Here are some of the best personal finance tools, perfect for keeping track of your finances.


Most of us tend to order a pizza based on the amount we plan to eat—and there's nothing wrong with that—but if you're trying to make your dollar stretch as far as it can, your best bet is to just order the biggest one you can buy. Why? The increase in size to cost always comes out in your favor. Here's why.


One of the best ways to increase your income is through salary negotiations, either when you're first offered the job or during a performance review. It may make you uncomfortable, but it's extremely important. Here's how to get what you want out of a negotiation.


The face value of $100 is the same in all 50 states, but when it comes to actual purchasing power, your mileage may vary depending on where you are. These are the states that offer the biggest bang for your buck.


Ever wonder just how much money is enough to survive on? This calculator from MIT tells you how much you need to earn to be able to support yourself and your family without government assistance, based on typical expenses in your area.


We all know that cities across the country differ in cost of living as well as median income. Want to know what income really feels like in different parts of the country? This interactive graph showcases "real personal income" for major cities.


Rent prices are all over the map (no pun intended). Some areas are more affordable than others, but in general, rent prices are rising across the country. How much do you pay in rent?


A credit card can be a useful tool if you know how to use it, and rewards cards offer great perks to smart shoppers with financial savvy. This week, we're looking at five of the best, based on your nominations.


You already know the common strategies for saving money: Automatically set aside a portion of your paycheck, stick to a budget, plan your purchases, and so on. But there are also simple (if surprising) psychology tricks that can help us save even more. Here are ten such mind hacks.


Dear Lifehacker,


I'm thinking about starting my own blog. I don't expect it to make me stinking rich, but what are the chances I can quit my day job and make a living just by blogging? I see all these success stories, but how much money can I really make?


A few years ago, a Princeton study suggested that $75,000 is the happiness tipping point—earning more than that, happiness may not really improve. This needs to be adjusted, however, by your area's cost of living, so here's the benchmark by state (and DC).


Okay, okay. The title might be drawing a line in the sand that doesn't exist. After all, what's that saying… "never say never"? But when it comes to finances, sometimes making the long term commitment to shy away from certain purchases can help you avoid expenses that are regularly digging into your savings.


If you want the next year to be even better than the last, you need more than just a good resolution—you need a solid plan and way to stay motivated throughout the year. Why not try a weekly challenge with others? Here are several 52 week challenges that can get you to save more money, finally get organized, cook better, and more.


With consistent savings and (hopefully) a decent interest rate on those savings, you might be able to become a millionaire. When and what will it take? This interactive calculator will show you.


Ever wished you could peek at the spending habits of someone with the same salary as you? We asked three brave writers to reveal just that—their salaries, budgeting strategies, and financial goals for the year.


Warren Buffett, the world's most successful investor, has offered us plenty of sage advice in the past. Today's lesson on money mistakes is as simple as it gets, but bears repeating.


Financial folly can come at any age; with each new financial milestone and responsibility comes a whole new way for you to mess it all up. The good news? You're not alone. Each generation has a host of mishaps and poor choices that its members commonly make. The best way to avoid these mistakes is to learn what they are.


Does it matter if you sign your credit card, write "See ID," or leave it blank? There are lots of rumors out there about what you should do on the back of your card to keep it secure. The plastic aficionados at Stack Exchange answer your question.


Original article and pictures take i.kinja-img.com site

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