This article is part of Equal Pay Me Month, our first-ever (though hopefully not the last) month dedicated to helping women narrow the wage gap and take charge of their personal finances. Read all about why we're doing it here.
Do you remember in high school when every student had to take a class in personal finance in order to graduate? No? We don't either. But good thing we have those two years of P.E. under our belts...right?
In school, you learn how to analyze great works of literature, tackle complicated mathematical equations, and enough of a foreign language to order food in the country of your choice, but nothing about how to save for retirement, invest your money, or pay off debt. Which is why, per usual, we’re taking matters into our own hands. Open your web browsers and pull out your library cards, ladies, 'cause we’ve found the best books and blogs to help you learn about finance.
Money is a common source of stress for pretty much anyone who's ever lived. The Daily Worth has our backs, though. They're trying to help all women see money as a source of freedom and empowerment instead of stress and anxiety. Sounds lovely, yet unlikely, right? Well, they talk to their army of certified financial planners, money coaches, and other women who have been there and done that in order to find the best and most relatable financial advice out there. You won’t find any financial jargon or concepts you can't understand on this site—just eye-opening (and actionable) advice.
The Ellevest blog is a hidden gem in the world of personal finance advice. They're Resource Center covers a range of topics—with an emphasis on investing because that’s kinda their thing—including making sense of your money after a divorce, getting rid of student loans, and even how Brexit is affecting your investments. In fact, we love Ellevest so much that we’ve teamed up with their CEO and co-founder Sallie Krawcheck to discuss everything women need to know about investing in an interactive webinar. Get in on that, too.
The Financial Diet is a Career Contessa team favorite because they actually make reading about personal finance feel fun. Writer Chelsea Fagan founded The Financial Diet in August 2014 as a personal blog to track her budget. Over time the blog grew into a bigger conversation about money with hundreds of personal stories and expert testimonies to back them up. They’re not afraid to spill their biggest money secrets or tackle the little money problems we all face every day like creating a budget to avoid spending $10 on salads for lunch. We also love their Instagram account for a little personal finance inspiration while we scroll.
Why do we love Money Ning? Because blog author David Ning makes a lot of sense. In fact, he argues that what separates people from debt and financial freedom is actually taking action on common sense knowledge. He describes his philosophy this way:
“We all remember the last time we read an article and yelled, 'I knew that.' Yet, most of us never take action on the advice that will benefit us most. Sometimes, we convince ourselves that our situation is different. Other times, we vow that we will get to it later but almost every single time, we are just plain lazy.”
We don’t know about you, but that got us jived to get started.
We’re broke millennials, you’re a broke millennial, we’re all broke millennials. At least it sure feels that way, which is why we love reading (shocker) Broke Millennial. Not only does the title just get us, but the site’s founder Erin Lowry is a financial journalist we know we can trust. Her work has been featured on CBS Sunday Morning, The Wall Street Journal, USA Today, NBC News, New York Magazine, Marketplace Money, U.S. News and World Report, Refinery29, and Forbes. So basically, you know she’s legit.
The blogger behind Making Sense of Cents paid off $38,000 in student loan debt in just seven months and documented it all on her blog. Clearly, Michelle Schroeder-Gardner isn’t afraid to get personal, which is what makes her blog such a great read. Want even more inside scoops on money? She shared how she made $160,211.27 off her blog just in one month. Yes, you read that correctly, and yes, she really does break down exactly how she made that money.
Books
Can we be completely transparent with you? We love all things Freakonomics. The documentary, podcast, and of course, the book that started it all. Consider Freakonomics your one-stop-shop for a well-rounded financial education. Freakonomics isn't all "stocks this" and "bonds that"—it’s more about how the world works and what that means for economics. The topics they cover are fascinating: What do schoolteachers and sumo wrestlers have in common? Or why do drug dealers still live with their moms? Begin your obsession by reading the book that started it all, Freakonomics: A Rogue Economist Explores the Hidden Side of Everything.
Anyone who has ever fought with their partner about money knows it’s not a nice way to spend an evening. Get Financially Naked: How to Talk Money with Your Honey will help you get on the same page financially with your partner (or at least open up the conversation). The book presents a three-part process that will teach you how to: 1. accurately interpret your current financial condition, 2. become truly involved in the costs of the couple, and 3. move forward using the "three powers steps to financial success." Sounds like a plan, right?
Passive income is a buzzword that's pretty hard to ignore. Income that you make without paying attention—how sweet is that? Well, the The Passive Income Myth: How to Create a Stream of Income from Real Estate, Blogging, Stocks and Bonds will help you avoid getting scammed by companies trying to sell you their passive income “secrets.” By learning the myths, you can focus on actually making money.
Alexa Von Tobel, the founder of LearnVest, the financial planning website and program, firmly believes in the classic 50-20-30 principle for budgeting: 50 percent of your check should go to essentials, 20 to saving for the future, and 30 to “lifestyle” purchases, as in the good stuff that makes you happy. This easy to follow budget gets even easier thanks to the worksheets included in this interactive book, Financially Fearless.
At Career Contessa we think about equal pay so much it visits us in our dreams (and sometimes our nightmares). So it shouldn’t come as a surprise that we loved Mika Brzezinski’s book, Knowing Your Value: Women, Money, and Getting What You’re Worth, which the MSNBC Morning Joe co-anchor was inspired to write after her own multiple failures to get a raise from her network. She interviews high profile women and men and examines why women continually undervalue themselves and what they can do to change this detrimental pattern. Read it, re-read it, and then ask for that raise.
Share your favorite money blogs and books you love to read, because you know we’re always looking for more.
Original article and pictures take www.careercontessa.com site
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